:root{--navy:#08243d;--blue:#0b5c91;--aqua:#1fb6d5;--gold:#f4b43a;--ink:#162434;--muted:#5d6b78;--soft:#eef7fb;--line:#dbe8ef;--white:#fff}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:var(--blue)}.topbar{background:#041827;color:#fff;font-size:14px}.wrap{max-width:1180px;margin:auto;padding-left:20px;padding-right:20px}.topbar .wrap{display:flex;justify-content:space-between;gap:14px;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}.topbar a{color:#fff;font-weight:800}.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);box-shadow:0 5px 22px rgba(4,24,39,.11)}.navin{max-width:1180px;margin:auto;padding:14px 20px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-size:26px;font-weight:900;letter-spacing:-.5px}.brand .mark{width:42px;height:42px;border-radius:13px;background:linear-gradient(135deg,var(--blue),var(--aqua));display:grid;place-items:center;color:#fff;font-weight:900}.brand span span{color:var(--aqua)}.menu{display:flex;align-items:center;gap:17px;flex-wrap:wrap}.menu a{text-decoration:none;color:#18364d;font-weight:800;font-size:15px}.callpill,.btn{display:inline-block;text-decoration:none;border-radius:999px;padding:12px 18px;font-weight:900}.callpill{background:var(--gold);color:#051724!important}.btn.primary{background:var(--gold);color:#051724!important}.btn.secondary{background:#fff;color:#08243d!important}.btn.outline{border:2px solid #cde7f0;color:#08243d!important;background:#fff}.hero{background:linear-gradient(115deg,rgba(4,24,39,.94),rgba(8,84,125,.78)),url('/assets/hero-boat.svg');background-size:cover;background-position:center;color:#fff;padding:74px 0}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:36px;align-items:center}.eyebrow{display:inline-block;background:rgba(31,182,213,.16);border:1px solid rgba(255,255,255,.28);padding:6px 12px;border-radius:999px;text-transform:uppercase;letter-spacing:.08em;font-size:12px;font-weight:900}.hero h1{font-size:52px;line-height:1.05;margin:16px 0}.lead{font-size:20px;color:#e6f7fc}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0}.badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.badges span{border:1px solid rgba(255,255,255,.26);background:rgba(255,255,255,.10);padding:8px 11px;border-radius:999px;font-weight:800;font-size:13px}.quote-card{background:#fff;color:var(--ink);border-radius:24px;padding:22px;box-shadow:0 22px 60px rgba(0,0,0,.28)}.quote-card h2{margin:0 0 8px;color:var(--navy)}.quote-frame{min-height:760px;overflow:hidden;border-radius:18px}.section{padding:58px 0}.alt{background:var(--soft)}.section h2{font-size:34px;line-height:1.15;margin:0 0 16px;color:var(--navy)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:0 10px 28px rgba(8,36,61,.06)}.card h3{margin-top:0;color:var(--navy)}.listcols{columns:3;column-gap:36px}.listcols li{break-inside:avoid;margin:0 0 7px}.split{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}.notice{background:#fff8df;border:1px solid #ffe39a;border-radius:18px;padding:18px;font-weight:800}.cta{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;text-align:center;padding:46px 0}.cta h2{color:#fff}.footer{background:#041827;color:#cbd7e1;padding:36px 0}.footer a{color:#fff}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}.crumbs{font-size:14px;color:#64748b;margin:22px 0}.page-hero{background:linear-gradient(120deg,#08243d,#0b5c91);color:#fff;padding:48px 0}.page-hero h1{font-size:44px;line-height:1.08;margin:8px 0}.page-hero p{font-size:19px;color:#e7f7fb}.table{width:100%;border-collapse:collapse;background:#fff;border-radius:18px;overflow:hidden}.table th,.table td{padding:14px;border-bottom:1px solid var(--line);text-align:left}.table th{background:#eaf6fb;color:#08243d}.small{color:var(--muted);font-size:14px}.stategrid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.stategrid a{background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px;text-decoration:none;font-weight:800;color:#15384f}.mobile-call{display:none}@media(max-width:880px){.hero-grid,.split,.footgrid{grid-template-columns:1fr}.hero h1{font-size:38px}.grid{grid-template-columns:1fr}.listcols{columns:1}.stategrid{grid-template-columns:repeat(2,1fr)}.menu{display:none}.mobile-call{display:inline-block}.quote-frame{min-height:760px}.topbar .wrap{display:block}.navin{padding:10px 14px}.brand{font-size:20px}.brand .mark{width:36px;height:36px}.section{padding:40px 0}.page-hero h1{font-size:34px}}